Tuesday, November 17, 2015

How to Get the Most Bang for Your Buck With Hard Money Loans Texas!

Hard money loans Texas are a special type of asset based loan that can be used to purchase investment properties. Knowing how to best use your funds will help you get the most bang for your buck!

If you are looking into hard money loans Texas, you already know that they are a great way to finance an investment property. Texas hard money loans are asset based loans that are given to real estate investors and in many cases, used to rehab a property and sell it for a profit. If you have an eye for design, don't mind a little hard work, and like making money, a fix and flip could be the right real estate investment for you.

However, like any investment, a fix and flip can have its risks. When you are using your funds from hard money loans Texas, you want to make sure that you are getting the most bang for your buck, honey for your money, return on your investment, the list if idioms goes on, but you get the picture. In order to do so, it is important that you use your capital wisely and make smart choices on what you fix up in the property. Here is a list of the top 4 home renovations that will help you sell your fix and flip for top dollar:

1. Landscaping: A barren backyard or lack of a sprinkler system will make your home less appealing.You never want a potential buyer to see work they have to do. Do it for them, but don't over do it. Basic landscaping won't cost much and will give you about a 250% return. 

2. Home Staging: You want the home to show like a home a buyer would want to live in, not a vacant property. For this reason many real estate agents recommend that you rent furniture and accessories to stage the investment property. This will help it sell quickly. Costs for home staging vary but you can usually plan on about a 300% return on whatever you end up investing. Home staging can be a great use of your hard money loans Texas funds.

3. Good indoor lighting can make your home shine. Buyers won't even notice the gorgeous granite counter tops if they can't see them so make sure you have plenty of built in lighting. This improvement costs around $400 and can boast over a 300% return on that investment so it is definitely worth it.

4. Kitchen: using your Texas hard money loan to redo an old, dated, or non-existent kitchen isn't just smart, it is essential. It is often said that the kitchen is the heart of the home, especially for Texas mamas. Make sure it is nice but don't overspend. Depending on your finishes you can expect to earn anywhere from 60 to 120 percent return on your kitchen investment.

Use your hard money loans Texas assets to make improvements to the property that will earn you the most money. Getting the most bang for you buck will put more cash in your pocket!




Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


How to Make Money: Best Renovations According to Hard Money Lenders Texas

When it comes to home renovations, hard money lenders Texas are a great source of information. Like you, they want to have the property sell quickly and for top dollar. They have a lot of experience with fix and flip properties and can help guide you in the direction of what renovations help sell you home fast. 

When you think of home renovation, you probably don't immediately thing of hard money lenders Texas. While hard money lenders specialize in hard money loans Texas, they have worked with a lot of real estate investment deals, many of which are fix and flips. As a result, they usually have first hand knowledge of what kind of renovations will help you earn top dollar when selling a home as a fix and flip investment.

Here a few examples of home renovations that hard money lenders Texas would recommend to help you earn the most money on your fix and flip investment:

1. Lighting: Good indoor lighting can make your home shine. Buyers won't even notice the gorgeous granite counter tops if they can't see them so make sure you have plenty of built in lighting. This improvement costs around $400 and can boast over a 300% return on that investment so it is definitely worth it.

2. Home Staging: You want the home to show like a home a buyer would want to live in, not a vacant property. For this reason, hard money lenders Texas and many real estate agents recommend that you rent furniture and accessories to stage the investment property. This will help it sell quickly. Costs for home staging vary but you can usually plan on about a 300% return on whatever you end up investing.

3. Landscaping: A barren backyard or lack of a sprinkler system will make your home less appealing.You never want a potential buyer to see work they have to do. Do it for them, but don't over do it. Basic landscaping won't cost much and will give you about a 250% return. However, according to hard money lenders Texas, there is one caveat here, don't spring for luxury landscaping (think hardscapes, fountains, extended patios, outdoor kitchens, etc) unless the neighborhood warrants it. You often won't even get a 100% return on this kind of luxury enhancement.

So, even thought Texas hard money lenders may not be your first thought when it comes to renovation and design, they should be!


Hard money lenders Texas have "been there, done that" when it comes to fix and flip investment properties. Trust their advice when you are wondering what renovations are an absolute must to sell your property fast!



Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


 You TubeFace Book  Active Rain  Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


Monday, November 16, 2015

5 Tips for Investing in Real Estate from Texas Hard Money Lenders

For the novice investor, buying property as an investment can seem overwhelming. However, Texas hard money lenders can make the process quick, simple, and painless. 



When you are buying an investment property for the first time, there is an overwhelming amount of information and things to do. Showings, closing, mortgages, fixing the property up, selling it, dealing with taxes, not to mention setbacks that may happen along the way. This can make you want to throw your hands up in the air and give up before you even begin. However, Texas hard money lenders can tell you, even though the process seems impossible, it's not. Breaking it down into a few easy steps with tips from experts along the way can make it seem more manageable and will have you making money in no time!

Here are 5 tips for real estate investing from Texas hard money lenders



  1. Find the right property. For your first investment, you may want to stay close to home or at least choose an area that you know well. This will make choosing a great location and knowing approximate home values easier. Some investors use a realtor for this but keep in mind that you may be able to make a stronger offer if the seller doesn't have to subtract realtor fees from the purchase price. 
  2. Find the right lender. Once you have found a property you are interested in, find the right Texas hard money lenders. Your hard money Texas lender will help you finance the property with cash. This makes your offer stronger and can usually get you a better deal. 
  3. Go with the flow. There will be set backs and unforeseen issues. Expect the unexpected. 
  4. Create a realistic timeline and budget, but know that they will both need to be flexible. If you are rehabbing a property, you will most likely spend more time and money than you anticipated. Knowing this can happen will make it less stressful. If you need an extension on your hard money Texas loan, make sure to ask your lender for you. He wants to see you succeed so he will most likely say yes to a reasonable request. 
  5. Price the home to sell quickly. Don't overprice the home because the longer it takes to sell, the more interest you will pay. A good price and great home improvements will make the home sell quickly and make you the most money. 

If real estate investing sounds like the right fit you, call Texas hard money lenders today!


They can help you get started on the road to real estate investing and help you maximize your time and money. 


Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


 You TubeFace Book  Active Rain  Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


How to Quit Your Day Job with Hard Money Loans Texas

If you are tired of the daily grind, it may be time to get out of the rat race for good. With hard money loans Texas you can make full time money as a real estate investor. You get to set your own hours, be your own boss, and have more control over your work life. 

If hanging out at the water cooler and discussing the office gossip over coffee while you make less than you're worth is becoming old, it may be time to look into hard money loans Texas. Texas hard money loans are a specific type of collateral based real estate loan that can help almost anyone get started in real estate investing. Real estate investing can help you make money and get you out of the office, for good. If this sounds like the job for you, keep reading to learn more about how hard money loans Texas work and how you can use them to your advantage.

Texas hard money  loans are cash loans given by private investors and investor groups. They are based on the potential value of the property you want to buy as an investment. You can usually borrower up to 80% of the property's value and you can use other property you own (like your home or another real estate investment) as collateral to borrow more than 100% of the investment property purchase price. This is great news for you because it means that with hard money loans Texas there is little to no money coming out of your pocket.

You can use hard money loans Texas to buy a fix and flip or other short term investment property. You can also use them as a short term bridge loan to help make up for capital that you are expecting soon. Really, the possibilities are limitless, unlike that cubicle job you have right now.

So, what are you waiting for? Get started with hard money loans Texas today!


Learn the ins and outs of Texas hard money by calling us at Level 4 Funding. We can walk you through the process and help you on your journey to building your real estate empire. Who knows, you may be the next Donald Trump.



Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


 You TubeFace Book  Active Rain  Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


Tips from Hard Money Lenders Texas: What Makes a Great Real Estate Investment

Hard money lenders Texas know that not all real estate investment properties are created equal. There are some features that make certain properties better investments with a higher potential for earning large profits.


If you are interested in real estate investing, the first thing you need to do is find hard money lenders Texas to help you with your loan. Once you have found a lender you trust, it's time to start searching for a property to invest in. Whether this is your first investment property or your 50th, there are a few things you need to keep in mind as you find the perfect property to invest in.


  1. Choose your location wisely. You can change most things about a property, but you can't change the location (unless it is a mobile home which I don't recommend as an investment property). If you buy a home in a bad neighborhood, it doesn't matter what you do to make it nice, you will not be able to sell it for as much as a comparable home in a sought after area. Do your research on neighborhoods, schools, and even streets to find a house in a desirable location. 
  2. Don't take on too much. If you are planning to do a fix and flip with your Texas hard money loan from your hard money lenders Texas, don't bite off more than you can chew. If you don't have the budget to fix the roof, HVAC system, and replace all the windows, choose a home with less work to do. 
  3. Don't offer list price. Always negotiate. With your hard money loan from hard money lenders Texas, you will be able to buy the property with cash. This makes your offer much stronger than a credit offer so you have some room to negotiate price. Use this to your advantage. 
  4. Have the home inspected. Chances are you will be buying a foreclosure or auction property and it will be sold as is. However, you should still have the home inspected to make sure that no unforeseen issues come up. This will help you stay within your budget and timeline. 
Once you have chosen your property, make sure to complete your renovations in a timely manner and stay as close to budget as possible. Use your Texas hard money loan to fix up the property quickly and sell it for top dollar. Once you have paid back your Texas hard money lenders, the rest of the profit is your to keep. 




Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


 You TubeFace Book  Active Rain  Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


Hard Money Lenders in Texas Can Help You Make Money!


If you are interested in making extra money by investing in real estate or even making real estate investing a full time career, hard money lenders in Texas are here to help. Finding the right lender who will work with you can help you make your dreams come true. 

Real estate investing is a great way to earn extra cash and it can even become a full time job if you are motivated and find the right hard money lenders in Texas. If you have an eye for property renovation and a passion for flipping homes, look no further than a hard money loan to help purchase, fix, flip, and profit from investment properties.

A hard money loan is a specialized, asset based loan that is given by hard money lenders in Texas. It is a privately funded loan that is backed by investor capital, whether it be a single investor or an investment team.

There are several advantages to hard money loans. One of the most appeal for property flippers is that there is a relatively short wait time. You hard money lenders in Texas can get your paper work done, approval fast tracked, and money to you in less than two weeks. You can also usually borrow a significant amount of the purchase price and you can use other assets as collateral to borrow up to 100% of the purchase price.

In addition, hard money lenders in Texas don't go over your finances or credit with a fine tooth comb. The loan is based on the merit of the investment, not your personal net worth or FICO score. This means that even if you have had bad luck in the past, you can still get the Texas hard money  loan that you need.

Once you have your loan in hand you can start fixing up a home and flip it for a profit. Be careful though, you may find that using Texas hard money to rehab and sell homes is addicting!



Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


 You TubeFace Book  Active Rain  Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


Thursday, November 12, 2015

Hard Money Texas and You: How to Make Your Dreams Come True in 6 easy steps!

If you have bad credit and want to invest in real estate, hard money Texas might be a good loan option for you. Knowing what to expect from the hard money loans Texas process will make your more prepared and give you the tools you need to get money in your pocket!

Hard money loans Texas are loans that are based on the value of real estate that you want to purchase, not personal finances or credit scores. This makes them ideal for borrowers who may not have perfect credit or have a high debt to income ratio due to owning a business or other properties. Hard money loans are usually given to borrowers to finance investment opportunities and are funding by private lenders, rather than banks. If you have less than perfect credit or are looking for cash fast, hard money Texas may be the perfect option for you.

If you want to qualify for a hard money Texas loan, here are 6 steps to help make the process less overwhelming and easier to navigate. 


1. Find hard money lenders in Texas. Make sure to research your lender to ensure that they have a good reputation with investors and will be honest. Ask lots of questions to make sure that you feel completely comfortable with your hard money lender.

2. Find a property. Find a property that you want to use hard money Texas to invest in. Make sure to do your due diligence as far as having the property inspected and appraised.

3. Come up with a timeline. Make a timeline for repairs and selling the property.

4. Create a budget. You need to know exactly how much the property will cost compared to what you expect to earn on it. Make a detailed budget and give yourself a little wiggle room. Make sure to budget for interest on your loan and about 10% extra for unexpected repairs.

5. Stay in contact with your lender. Make sure to update your lender about the repairs and any delays. Communication is key.

6. Pay back the loan. Once you sell the property, pay your hard money Texas loan back to your lender. Any extra is your profit.

BONUS STEP: Have fun deciding how to best spend your hard earned cash. A new investment? Maybe a treat for yourself? The possibilities are endless.

Stop making excuses and call a hard money lender in Texas today!



Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


 You TubeFace Book  Active Rain  Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.