Thursday, November 19, 2015

How To Make Top Dollar With Hard Money LendersTexas!

Real estate investors are always trying to make the most  from their investments. For many investors, this means purchasing a foreclosure and then fixing it up and selling for a profit. However, some investors end up losing money because of the renovations they do or do not do. If you are looking to renovate a house, listen to the people who know how to make money, hard money lenders Texas!

Hard money lenders Texas have real estate investment experience. A lot of it. If you are a new investor looking to use Texas hard money to fix and flip a property for profit, you may be unsure of what renovations to do to get the most bang for your buck. If you are confused about where to spend you money, take it from hard money lenders Texas, the investment property experts.

Here are 5 home improvements that hard money lenders Texas recommend to make the most money on your fix and flip:

1. Paint: Repainting a home a neutral color that will appeal to almost any buyer is always a good idea. It will help get prospective buyers through the door and it will make them feel like the home is finished. Just don't choose anything too colorful or taste specific.

2. Fix any visible damage: A small crack in the ceiling from settling may not be a big deal, but even cosmetic fixes can turn off some finicky buyers. Make sure to fix any small issues so that buyers see a finished home, not extra work they have to do.

3. Lighting: According to hard money lenders Texas, overhead lighting is often overlooked by real estate investors and it is very important to buyers. Installing good lighting and attractive fixtures is relatively cheap and will get you a high return on your investment.

4. Landscaping: Often investors will spend their entire budget inside the home and neglect the outside. While luxury landscaping is not necessary, you should use some of your Texas hard money budget to install some basic landscaping in the front and back yards.


5. Home staging: Once you have the home fixed up, it pays to have it staged, at least a little. Renting some basic staging furniture and accessories can help make buyers feel at home in the space, which will make the home sell quickly and for more money.

Using these tips from hard money lenders Texas will help you get top dollar for your fix and flip investment property. Using the right finishes and doing the right renovations could even result in a bidding war for your investment, driving your profits up even further. Take it from hard money lenders Texas, these improvements will sell your home!




Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


How to Work From Home With Hard Money Loans Texas!

If you want to be able to quit your day job, be your own boss, set your own hours, and work mostly from home, hard money loans Texas can be a great financial tool to make your dreams come true. By using hard money lenders Texas to make real estate investments, you can start on the path of financial independence and working for yourself!

During my career in real estate and mortgage lending, I have met many people who want to be able to quit their day job. Some crave independence, others want to make more money, and still others want to be able to set their own schedule. Whether you want to be able to work from home because it is convenient, because of family obligations, or simply because you would rather wear stretchy pants than a suit and tie most days, I am here to tell you that hard money loans Texas could be your ideal solution.

Hard money loans Texas are asset based loans given by Texas private money lenders or hard money lenders Texas. They are short term loans that are designed to be for real estate investments, usually fix and flips but they can also be used for short term commercial loans and even vacation rentals. In order to qualify for a hard money loan, all you really need is a solid investment plan. Hard money lenders Texas don't care too much about your FICO score, debt to income ratio, or really any personal financial details. We are in this with you to make money and as long as your investment idea is sound, we will help you get financing.

Once you have purchased a property, you can fix it up and sell it for a profit or whatever else your investment plan included. You pay off the hard money loan and the rest is yours to keep. The best thing about hard money loans Texas is that they give you the freedom to be your own boss. Sure, you do have to leave the house sometimes to meet with you lender, contractor, or realtor, but most of your research can be done at home, on your own terms. You even get to set the times for your meetings.

Best of all, hard money loans Texas can be very lucrative, giving you enough income to buy that boat, take that vacation, or put into savings. The sky is the limit with hard money lenders Texas!





Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


 You TubeFace Book  Active Rain  Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


Wednesday, November 18, 2015

Level 4 Funding is THE Hard Money Lender Texas Investors NEED to Know!

When it comes to a hard money lender Texas real estate investors need to know Level 4 Funding. We specialize in alternative funding for investors including Texas hard money loans and other investment strategies. We can help make your dreams come true today!

If you are looking for a hard money lender Texas investors know and trust, look no further than Level 4 Funding. Here are the top 5 reasons that you need to look into Texas hard money loans with Level 4 Funding if you are a real estate investor in the loan star state.

1. We specialize in alternative funding sources like hard money loans. As a hard money lender Texas investors can count on, our brokers are up to date on all the laws and regulations regarding hard money loans. We can answer all of your questions and explain terms and financing to you in plain English so that you know exactly what you are getting into.

2. We are happy to work for first time investors, seasoned real estate moguls, and everyone in between. Regardless of how experienced you are, we can work for you as your hard money lender Texas investors trust!

3. We have a lot of experience with Texas hard money loans. A lot. And we love to share our knowledge and expertise with you. We also have experience with the Texas real estate market and can help point you in the direction of the best investment for you.

4. We can help you cross-collateralize your loan. if you find that our LTV ratio is not high enough for your needs, we can help you look at other assets and find the money you need.

5. We work with you, not against you. Our goal is to help you make money so we all make money. It is a win-win scenario and we are happy to be on the journey next to you!

When you are ready to get started with Texas hard money loans, call us to get the ball rolling!




Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


 You TubeFace Book  Active Rain  Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


Texas Hard Money Lenders Answer the Top Three Hard Money Questions!

When it comes to hard money loans, there are a lot of rumors and misinformation out there. Texas hard money lenders are here to set the record straight and explain the ins and outs of hard money loans Texas and why they may be right for you!


There is a lot of misinformation circulating about hard money loans Texas. Some people have never even heard of them while others may have heard half truths, and still more have heard things that are simply untrue. Texas hard money lenders are here to set the record straight by answer the top three most common hard money questions.




1. What exactly is a hard money loan? Is it hard to get? 

A hard money loan is a specific type of asset backed financing. You get a hard money loan by coming to Texas hard money lenders with a specific real estate investment plan. The lender listens to you plan and bases the loan decision off of the merit of the investment. They are called "hard money" loans because you get hard cash, rather than an offer of credit like you would from a bank. This can be very beneficial in a competitive real estate situation because cash is often more attractive to a seller than financing because it takes less time. And no, a hard money loan is not hard to get. It should actually be called easy money. Hard money loans Texas are not based on your credit or individual financial position. Instead, the loan is based on the merit of your investment.

2. Who can use Texas hard money loans?

Anyone who wants to invest in Texas real estate can take advantage of loans offered by Texas hard money lenders. These loans are designed to be short term loans and are perfect for fix and flips or short term investment properties. They can also be a bridge to get you from purchase to refinance if you have your eye on a property but need a few extra months to get your finances in order.

3. What are interest rates like?

Like any loan, the rates on hard money loans vary depending on the prime rate as well as which lender you choose and how much you borrow. Typically hard money loans Texas have a higher rate than traditional loans but remember, they are designed to be short term loans. If you pay the loan off quickly the interest is practically negligible.

If hard money loans Texas sound like a good option for you or you want to know more, give us a call at Level 4 Funding today! We are more than happy to answer all of your questions and will be there to help you every step of the way!



Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


 You TubeFace Book  Active Rain  Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


How to Avoid Pitfalls That Delay Closing with Texas Hard Money Lenders

During a real estate sale, there are many issues that can come up that will delay or even cancel the closing of a property. If you are an investor looking to purchase an income property, this can be very disheartening. You can help the closing process go more smoothly by getting a hard money loan from Texas hard money lenders

There are many, many issues that can come up during the escrow period that can cause a sale to be delayed or even fall through. Everything from seller's remorse, to a bad inspection, to an inability to secure financing can make a property sale a no go. If you are a new real estate investor, it is easy to get discouraged if a property falls through. However, with Texas hard money lenders you can take some control of the situation and make your deal less likely to fall flat. 

Here are a few common reasons a real estate transaction fails to close and how Texas hard money lenders can make it less likely to happen.

  • A Bad Home Inspection: Many real estate deals end up dead in the water due to a bad home inspection. Sellers won't fix major issues or buyers find that there is simply more to do than they can handle. With Texas hard money loans from Texas hard money lenders, you can usually be assured that even with a bad inspection, the property will still be yours. You can cross collateralize with other assets to borrow more money if there are more issues than you anticipated. Also, since you are planning to rehab the property anyway, you are less likely to have to ask for repairs. 
  • Seller's Remorse: Often, sellers will have second thoughts about selling their home. With the long, drawn out financing and closing process of most traditional lenders, the seller has a lot of time to get cold feet. With a hard money loan from Texas hard money lenders, the timeline is accelerated and closing often only takes a matter of weeks. Less time to reminisce means less time to pull out of the deal and a higher likelihood that you will close. 
  • Financing Falls Through: Sometimes a buyer's financing will fall through due to a blip on a
    credit report or income issue discovered during underwriting. Luckily, with Texas hard money lenders, your financing is contingent on the value of the property you are buying, not your personal finances so you don't have to worry about this issue. 

Using experienced Texas hard money lenders to fund your investment property can help you avoid some of the pitfalls that lead to a deal falling through. When you are ready to get that real estate investment going, call a hard money lender to get started. 





Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


 You TubeFace Book  Active Rain  Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


Tuesday, November 17, 2015

How to Get the Most Bang for Your Buck With Hard Money Loans Texas!

Hard money loans Texas are a special type of asset based loan that can be used to purchase investment properties. Knowing how to best use your funds will help you get the most bang for your buck!

If you are looking into hard money loans Texas, you already know that they are a great way to finance an investment property. Texas hard money loans are asset based loans that are given to real estate investors and in many cases, used to rehab a property and sell it for a profit. If you have an eye for design, don't mind a little hard work, and like making money, a fix and flip could be the right real estate investment for you.

However, like any investment, a fix and flip can have its risks. When you are using your funds from hard money loans Texas, you want to make sure that you are getting the most bang for your buck, honey for your money, return on your investment, the list if idioms goes on, but you get the picture. In order to do so, it is important that you use your capital wisely and make smart choices on what you fix up in the property. Here is a list of the top 4 home renovations that will help you sell your fix and flip for top dollar:

1. Landscaping: A barren backyard or lack of a sprinkler system will make your home less appealing.You never want a potential buyer to see work they have to do. Do it for them, but don't over do it. Basic landscaping won't cost much and will give you about a 250% return. 

2. Home Staging: You want the home to show like a home a buyer would want to live in, not a vacant property. For this reason many real estate agents recommend that you rent furniture and accessories to stage the investment property. This will help it sell quickly. Costs for home staging vary but you can usually plan on about a 300% return on whatever you end up investing. Home staging can be a great use of your hard money loans Texas funds.

3. Good indoor lighting can make your home shine. Buyers won't even notice the gorgeous granite counter tops if they can't see them so make sure you have plenty of built in lighting. This improvement costs around $400 and can boast over a 300% return on that investment so it is definitely worth it.

4. Kitchen: using your Texas hard money loan to redo an old, dated, or non-existent kitchen isn't just smart, it is essential. It is often said that the kitchen is the heart of the home, especially for Texas mamas. Make sure it is nice but don't overspend. Depending on your finishes you can expect to earn anywhere from 60 to 120 percent return on your kitchen investment.

Use your hard money loans Texas assets to make improvements to the property that will earn you the most money. Getting the most bang for you buck will put more cash in your pocket!




Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


 You TubeFace Book  Active Rain  Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


How to Make Money: Best Renovations According to Hard Money Lenders Texas

When it comes to home renovations, hard money lenders Texas are a great source of information. Like you, they want to have the property sell quickly and for top dollar. They have a lot of experience with fix and flip properties and can help guide you in the direction of what renovations help sell you home fast. 

When you think of home renovation, you probably don't immediately thing of hard money lenders Texas. While hard money lenders specialize in hard money loans Texas, they have worked with a lot of real estate investment deals, many of which are fix and flips. As a result, they usually have first hand knowledge of what kind of renovations will help you earn top dollar when selling a home as a fix and flip investment.

Here a few examples of home renovations that hard money lenders Texas would recommend to help you earn the most money on your fix and flip investment:

1. Lighting: Good indoor lighting can make your home shine. Buyers won't even notice the gorgeous granite counter tops if they can't see them so make sure you have plenty of built in lighting. This improvement costs around $400 and can boast over a 300% return on that investment so it is definitely worth it.

2. Home Staging: You want the home to show like a home a buyer would want to live in, not a vacant property. For this reason, hard money lenders Texas and many real estate agents recommend that you rent furniture and accessories to stage the investment property. This will help it sell quickly. Costs for home staging vary but you can usually plan on about a 300% return on whatever you end up investing.

3. Landscaping: A barren backyard or lack of a sprinkler system will make your home less appealing.You never want a potential buyer to see work they have to do. Do it for them, but don't over do it. Basic landscaping won't cost much and will give you about a 250% return. However, according to hard money lenders Texas, there is one caveat here, don't spring for luxury landscaping (think hardscapes, fountains, extended patios, outdoor kitchens, etc) unless the neighborhood warrants it. You often won't even get a 100% return on this kind of luxury enhancement.

So, even thought Texas hard money lenders may not be your first thought when it comes to renovation and design, they should be!


Hard money lenders Texas have "been there, done that" when it comes to fix and flip investment properties. Trust their advice when you are wondering what renovations are an absolute must to sell your property fast!



Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


 You TubeFace Book  Active Rain  Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.