Things to Consider When Flipping a Home With Texas Hard Money: Curb Appeal

Texas Hard Money - Curb Appeal is key for home flipping.

A huge aspect to consider when flipping a home is curb appeal — the outside of the house. You might need to paint, landscape and fix up the driveway, which adds to the budget. If you’ve bought in a pricey neighborhood, mowing the lawn and repairing the fence may not be enough — there could be homeowners’ association fees. In up-and-coming neighborhoods, you might have to budget for security measures. once you have your budget, and your Texas Hard Money loan you can choose your spot to buy your home.  Once you’ve decided on what kind of house to flip — new construction, a fixer-upper or a foreclosure — you need to figure out the neighborhood.

Don’t skimp on the research here. Make sure you really investigate the area — drive around during the day and at night, check recent sale prices and find out if any other flippers are sitting on empty houses.  If you’ve decided to flip a new home, your options are somewhat limited to what’s being built in the area — typically in housing developments. Some communities also have restrictions on buyers, requiring them to live in the house so the community doesn’t end up a ghost town. Make sure you do your research because you can bet that the lender giving you your Texas hard money loan will. 

IF YOU’VE OPTED TO BUY A HOME IN FORECLOSURE, YOU’LL BE BUYING FROM A LENDER — FORECLOSED HOMES ARE ALSO KNOWN AS REOS, OR REAL ESTATE OWNED BY THE LENDER. PURCHASING AN REO IS A LENGTHY PROCESS, TYPICALLY SIX TO EIGHT MONTHS. THIS IS BECAUSE FOR A BANK TO FORECLOSE ON A HOME, IT MUST FILE COURT PAPERS AGAINST THE HOMEOWNER, WHICH TAKES AWHILE. IF IT’S AN AUCTION, YOU’RE RULED BY THAT TIMETABLE. AND BECAUSE THE HOME IS SOLD “AS IS,” BANKS MIGHT NOT BE AS WILLING TO HAND OUT A LOAN.  IN THIS CASE DEFINITELY FIND  TEXAS HARD MONEY, BECAUSE THEY WILL HAND OUT A LOAN FOR A PROPERtY THAT NEED RENOVATIONS AND WORK.  

IF YOU’RE DETERMINED TO BUY A HOUSE IN FORECLOSURE, THERE ARE PLENTY OF WEB SITES THAT LIST REO HOUSES, OFTEN FOR A FEE. AND MANY LENDERS, LIKE FANNIE MAE, LIST THE HOMES THEY HAVE IN FORECLOSURE. A WARNING HERE: MANY OF THESE SITES WILL LET YOU SEARCH FOR HOMES ANYWHERE IN THE COUNTRY, BUT EXPERTS AGREE THAT ONE OF THE BIGGEST MISTAKES FLIPPERS MAKE IS BUYING A HOUSE SIGHT-UNSEEN. THE PHOTO OF THE HOUSE MAY BE PRETTY, BUT THERE’S NO WAY TO GUARANTEE ANYTHING ELSE. IT DOESN’T GIVE YOU ANY CLUES ABOUT THE NEIGHBORHOOD, AND THERE’S NO WAY OF KNOWING HOW OLD THE PICTURE IS.

Once you have chosen a home, getting your Texas hard money loan is easy! Call us today to start the process. And once you are approved and ready to begin renovations, make sure to pay attention to curb appeal. Many buyers are sold on a home before they even walk through the door!

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

A Texas Hard Money Loan is the Right Choice for Auctions!

It used to be so easy to get a bank loan whenever you wanted to flip the house you’ve had your eye on or to create the home of your dreams. It’s not like that anymore though. Loans, the traditional kind at least, are difficult to get your hands on depending on the kind of credit you have.

You really don’t have to be frustrated or scared to get a loan different from the traditional loan. Think about getting an Texas hard money loan, an alternative to the traditional bank loan that is easier to receive and that means you get to start working on your project sooner rather than later.

Private money lenders Texas might be the best thing for your project. You can get a jump start on it since the processing time is fast and you don’t have to worry at all about your credit score. That’s not what an Texas hard money loan is looking at- instead, your property is evaluated and the money you get is based off of that number.

We know the economy is a challenging road to travel, that’s why hard money lenders Arizona wants to help you get your Texas hard money loan. We think that you should throw out everything you think about a hard money loan and consider getting what you want and what you need to perfect your home or flip a property.

Remember that this is still a loan, however, so it is important to keep track of your finances and to be fiscally responsible for the money that you take out when getting a loan from hard money lenders Texas. This is an exciting time and a tremendous opportunity. Get on the fast track now! It could change your entire life.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Need Cash Fast? Hard Money Lenders Texas Can Lend a Helping Hand!

Hard Money Lenders Texas

It used to be easy to get a traditional loan from the bank, but nowadays, with the economy in a crisis, financing for renovation projects is a little difficult to come by.

If you’re wondering what your options are now outside of a traditional loan for flipping a house, your research has led you to the right place. Especially if you have bad credit and find your options might be somewhat limited. You can still get what you want for you and your family, a traditional loan isn’t the only way. There’s still hard money lenders Texas.

Banks have tons of regulations that is making it super difficult to find the cash that you really need for the renovations you want to do. This is true sometimes even for people with decent credit. Banks don’t want to take a chance on a renovation loan and who can blame them when the economy is in the shape it’s in currently. That’s why if you want to fix up your home or renovate a piece of property to flip, you have to start thinking about hard money lenders Texas and the kind of loans you can get without the use of the traditional banking system.

With hard money lenders Texas, it’s easy to start and finish your dream home or the property you want to renovate with a hard money loan. The paperwork is fast and easy and there are absolutely no credit checks with a hard money loan that hold you up and make it impossible to get what you need to renovate the house or property that you want.

A loan from Hard Money Lenders Texas  can help you do what you want to do easily and efficiently. It cuts out the paper work and it allows you to get started on what you need to do with the money that you need to do it. Don’t hesitate. Look into Texas hard money and start getting to work today.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Texas Hard Money Loans are the Real Deal!

Texas hard money loan

If you want to flip your home or simply rehab your home to be the dream house you always wanted, but you don’t have the credit for a traditional bank loan, it might be time to start looking for another way to get what you want. It might be time to consider new options like a Texas Hard Money loan.

If you haven’t heard of hard money lenders Texas, then continue reading, because we think you’re gonna like this: with private money lenders Texas, you don’t have to worry about your credit score.

Not ever.

That might seem crazy, especially in this day and age with the economic landscape being as it may, but hard money lenders Texas base your Texas hard money loan entirely on the value of the property you have. That means that your Texas hard money loan is not ever based off of the credit you may or may not have.

Seriously.

That’s something to get excited about. If you thought you couldn’t do what you wanted because the economy took a nose dive the same time as your credit, then start to think again about the changes you want to make because hard money lender Texas wants to help you get the fastest loan you can get so you can start working on what you want faster.

While it is true that Texas hard money loans are more expensive than your traditional loan, you have to think about why this might be so; the whole loan is faster than your traditional bank loan and just about as quickly as you are able to qualify, you’ve got the paperwork done and you’ll have the cash right in your hand so you can start working on your dream home sooner rather than later. Get your money from hard money lender Texas. It will change your whole world.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

What is a Texas Hard Money Loan and Do I Need One?

hard money lender, Texas

Is your credit a little lack-luster? Do you wish you could go back in time before the bad economy? We all kind of do. If you have a property that you are looking to flip or looking to release from foreclosure, then now is the time to get a loan. But what if you can’t go through traditional channels? What if the banks absolutely won’t loan to you? What if you went through the hours of paper work and still didn’t qualify? Then Texas hard money is definitely something for you.

If you want an investor who doesn’t care about your credit score, then look no further. Texas hard money isn’t about your credit score. It’s about saving the property that you want and becoming the proud owner of a revamped house.  You can have the property you want with your Texas hard money loan.

But what kind of Texas hard money loan do you want? There are two different kinds; hard money lender Texas and private money lender Texas.

What’s the difference? Not much, but we can go through it together.

Hard money lender Texas is a group of people who are looking to invest in property. However, a private money lender Texas is one individual who is looking to invest in the property. You might know the private money lender Texas or it might just be a new investor you met who wants to help you out. The only thing that matters is that you trust them.

While these Texas hard money loans do have more interest than regular loans, the turnaround is so quick that you don’t notice is that much. Save the property you want with your private money lender Texas or hard money lender Texas loan. You and your property will be so happy that you did. 

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

How to Take Advantage of Hard Money Lenders in Texas and Get a Loan Today!

Get big money through hard money lenders in Texas.

If you are one of the thousands of Americans who are struggling to make payments for your mortgage, don’t stress too much. It’s not your fault, tragedies occur unexpectedly and often times at the wrong time. However, there is good news for you. You can attain a loan of money to help you get back on your feet through hard money lenders in Texas. There are many lenders in Texas that are waiting to hear from you! They understand what you are going through, and they derive satisfaction with helping you overcome your financial troubles.

Allow me to give you a brief definition of what hard money or “private money” is. This type of loan is derived from private sources such as investor's personal funds, pension plans, and other non-traditional sources. The best thing about hard money lenders in Texas is that they don’t base your qualifications of getting a loan by your credit score/history, but by the value of your equity.

Take advantage of hard money lenders in Texas and apply today for a loan.

Trust me, if you are going through financial difficulties, there is light at the end of the tunnel. You must never give up and hard money lenders in Texas won’t let you give up. The process of being approved for a loan is rather simple. Just make sure to have your financial records handy. All you have to do is the following:

1-      Call a hard money lender in your local area and explain to them your intentions.

2-      Once a time is arranged, they will come to your property and will give you an evaluation. Within 30 minutes after they have evaluated your situation, they will have your answer for you.

3-      Once approved, there will be some paperwork to fill out. Make sure to have your financial records handy.

4-      After you have that taken care of, you will have your loan within a time period of 24 hours.

See how easy that is! Hard money lenders in Texas are there when you need them and want you to succeed. Don’t wait until it is too late though, many people are seeking their help and funds go quickly.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Get the Right Help When You Need it With Texas Hard Money

Texas hard money

Everyone knows that the housing market is still only 30 percent of what it was in 2006 and this fact is heavily influenced by the 23 million potential workers being unemployed, a drop in household income, personal net worth, and an uncertain future for even those who are lucky enough to be employed.

These uncertain times can have people worried, but the good news is the housing market is not a boom- it is recovering- slowly- but it is recovering. And because it is recovering slowly, it is recovering well. This means the recovery will be more effective and offer better incentives to encourage a broader ‘credit net’ for borrowers who have good jobs, but have margin credit. The issue isn’t availability of loan programs, there are plenty of those. What it is about is about the availability of loans programs to those who can actually qualify for them. One program that many potential buyers and investors don't even know about is a Texas hard money loan. 

There is some tough credit criteria that people have to live up to, and that’s suppressing home ownership. While this could be fixed with a proper understanding of the mortgage/banking industries, it simply is not happening. For example, a Texas hard money loan is one way for borrowers with less than stellar credit to get liquid cash to purchase or remodel a home. 

Over-regulation or forcing banks to accommodate this is not going to yield the intended results and right now, forty percent of borrowers cannot get loans since the average consumer has a FICO of a 640 while the average FICO of the closed loan in October was 762.

As you can see, this is a significant number disparity between what the market is demanding and what the actual numbers seem to be.  Clearly, home ownership is in the best interest of all consumers at proportionate levels of income, versus what the market will actually offer.

While it is true that the FHA has done an effective job in providing broader opportunities, it can be said that there are still significant fiscal problems at FHA that will require a tax payer bailout to address a $16.3 billion deficit. As one can expect, this will require a federal bailout and rather than a private sector solution, the spiral will unfortunately continue with further Federal oversight and involvement in an already heavily regulated industry. One way around too much federal oversight is to utilize private lending programs like Texas hard money loans and private lenders. If this sounds like a good option for you, call me today to get the process started. 

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Do You Need a Texas Hard Money Loan for your Fix and Flip?

Are you ready for Private Money Lender Texas?

Private money lender Texas is among one of the best ways to fund your new rehabbing project in the real estate world, however some people are afraid of Texas hard money. It can be a new term for people and it can seem intimidating, but we are here to reassure you that it can be the best thing that you do for yourself and your property.

For one thing, a private money lender in Texas isn't bank-related by any means. Private money lender Texas allows you to borrow money from one person who believes in the real estate project you are doing. Meanwhile, a hard money lender Texas is a group who will loan you the money you need for your real estate investment, much in the same way. It really is that simple so there’s no need to fret. Just choose whether you want a hard money lender Texas group or the individual private money lender Texas. Both will give you the tools and guidance to your property success. It just depends on what works best for you.

There isn't any need to stress about obtaining the money you need to be successful. Private money lender Texas and hard money lender Texas really want to help you succeed. While the interest rate can be higher, you must also remember that so is the amount of Texas hard money a person can receive. So in the end, it does all even out. Moreover, the loan turnaround is so fast that the higher interest rate really isn't ever a big deal.

Don’t think twice about what kind of 

hard money loan you should get. 

Skip the traditional route and consider Texas hard money for your next real estate investment. There won’t be any aggravation, no hassle, and your property will get the very best treatment it deserves. Look into Texas hard money today.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027