Texas Home Loans: How to get the Money You Need!

If you’re looking for a hard money lender because your credit isn’t as great as you’d like it to be, then you are in luck because we have what you’re looking for here. As you know if you are

Texas Mortgage Broker Home Loan

on the website, a hard money lender or a private money lender as they are also called, can be the best thing for you and your bank account- especially if your credit isn’t what it should be. No more conforming to the bank standards when you can get the non-traditional loan that you need for your Texas home loan from a private money lender.

You can qualify so much easier for a private money loan than you can a traditional soft money loan. These banks are so aggressive nowadays that it is difficult to get what you need from them. They want to really put you through the ringer when it comes to getting the loan you need for your home. And even then, you might not get it. It’s time to avoid these kind of interactions and get a private money lender to give you the Texas home loan that you need. You won’t have to worry about bad credit or an impending foreclosure. You will just have to worry about getting the money you need and paying off your debts. 

Texas Mortgage Broker, Texas Home Loan, USDA Home Loan

Tell your private money lender what you need and they will work with you far better than a traditional bank officer would. You can have the quality of life that you deserve. Talk to a hard money lender now about the Texas home loan that you need. It might just change the way you begin to think about your home and your money. Bad credit, no credit, or impending foreclosure, you can get the money you need with a hard money lender who wants to help you with your Texas home loan.

  

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Level 4 Funding can Help You get the Texas Home Loan You Want

Get The Home You want with a  Texas Home Loan

Are you looking for the home of your dreams… but also wishing you had the credit to purchase it? Now is your chance to get what you want because there’s a way to do it. You just have to be unconventional! You can get your Texas home loan. There’s a way to get the home you want. You have to talk to your hard money lender about the non traditional Texas home loan they can give you.

We know the economy made a lot of people lose their great credit standing. That was a damn shame. But there’s no use moping about it. You have to get yourself together and talk to a hard money lender about what you can do about it when it comes to getting your home.

Banks are difficult. They are not willing to accept very many people into their tiny world of loan dispersing. They want to keep a lot of the money for themselves because the 21st century has left them out in the cold quite a bit. A lot of banks went under, you might remember, and we had to bail them out. They aren't really looking for that again. They are truly trying to do something different for bank loans so they put you through a lot of different hoops and they make you wait and even then you may not get the Texas home loan that you really want and really need for your house. Don’t give it a second thought. Get the Texas home loan from your hard money lender. You will see how easy it is to get what you need when you don’t have to go through a bank.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

How to Get Texas Home Loans with Rotten Credit

Texas home loans are in high demand as interest rates are dropping and housing inventory is increasing. A mortgage broker can help you choose the best loan for your financial situation and make your homeownership dreams come true.

The real estate market in Texas is booming. With gorgeous spring temperatures, and plenty of ways to beat the summer heat, it is easy to see why. Texas has a lot to offer to individuals and families. Whether you are moving to the Loan Star State for work, the weather, or for all the family friendly activities and destinations, there is something in Texas for everyone.

If you have bad credit, you may think that a move into or around Texas is impossible. You may think that Texas home loans for bad credit don’t exist. This has been a widespread and false rumor since the housing crisis of 2008. Many people believe that it is impossible to get a home loan without perfect credit. In a way, this has become a self-fulfilling prophesy because many individuals and families with bad credit won’t even apply for a loan for fear they will just be turned down by the bank. However, there are many programs in Texas that can help sub-prime borrowers meet eligibility requirements for home loans.

Types of Texas Home Loans

The most common type of Texas home loans is a traditional mortgage. Most people with bad credit automatically assume they cannot qualify for this type of loan. While a traditional mortgage does have the most stringent credit requirements, they are not as high as many people believe. If you have a score of at least 650 you have a chance to qualify for a traditional loan. A traditional loan is a fixed 15 to 30 year loan with payments that will remain roughly the same for the entire loan term. Payments may fluctuate slightly based on property tax amounts but they principal and interest will remain the same. In order to qualify for a traditional loan you will need to put between 5 and 20 percent of the loan amount down.

If your credit score is less than 650, you can still find Texas home loan that you can qualify for. One of the main types of loans that can help sub-prime borrowers is an FHA loan. An FHA loan is a loan that is secured by the federal government. You will pay a fixed rate for principal and interest for a 15 to 30 year loan term. You will also pay mortgage insurance in the amount of 80 to 200 dollars each month, depending on the amount of your loan. You can qualify for an FHA loan with a credit score as low as 500 as long as you have between 3.5 and 10 percent of the loan value to put down.

If you find that you cannot qualify for a traditional loan or an FHA loan, there are some less common programs that may be able to help you buy a home in Texas. One is a rent to own program. When you rent to own, you pay rent that for the first 18-24 months goes towards making a down payment on the home. Your rent payments will be higher than if you were just renting the home but you will be making progress towards owning it. Another way to purchase a home with bad credit is with seller financing. This is most common if the seller owns the home outright or owes a very small amount left on the mortgage. The seller carries the debt for you and you make monthly payments, including interest to the seller. Often you will need to put a large chunk down so that they seller is assured that you have a vested interest in paying the loan in full by the agreed upon time period. Finally, you may also want to have a family member with higher credit cosign for you. This will help you get a loan and be on track to rebuilding your credit. However, be aware that any late payments will also affect the credit of your cosigner.

Regardless of which loan product you choose, a Texas mortgage broker can help you reap the benefits of Texas home loans.

An aggressive broker is key when securing a home loan with bad credit. A licensed broker can negotiate with various lenders to help get them to see you as more than a credit score. In fact, many people who have gotten home loans with bad credit claim that they owe their success to a broker who was working for them. Call a broker today to start the process of owning your own home. You will be glad you did. 

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Is there a Home Loan for People with Bad Credit? Does a Texas Bad Credit Mortgage Exist?

Chances are, if you are on this webpage, then you have been thinking about buying a home, but times have been tough. You might be worried about your credit. We all are really. The economy tanked and a lot of us lost the credit we had and found ourselves in situations we really never thought we would be in, but here we are. That’s why the home loan for people with bad credit exists.

The bad credit mortgage loan is here for good people like you who may have been down on their luck for a while, but who are restructuring their lives and want a new home to go with it. Private money lender in Texas wants to help you get back on track, you don’t even need the best credit score. Not even close.

You may be a little confused about what a hard money loan can do for you so allow us to explain; the home loan for people with bad credit is exactly what it sounds like. Private money lenders Arizona want to help you get the house of your dreams with a bad credit mortgage loan. There’s no stressing about your credit score like at banks. You don’t have to stress at all. We just want to see you happy with a new home.

Start thinking about all the amazing times you can have in your new home when you get your home loan for people with bad credit. We are here to help you get back on track the best that we can. Don’t hesitate to get your bad credit mortgage loan today. It could be the best thing you’ve ever done for yourself and your family.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Learn the Benefits of a Texas Hard Money Loan!

hard money lender, Texas

If you are troubled by your less than perfect credit and you need some money for your property, then it might be best to start thinking about some non-traditional loan lenders. If you have heard of Texas hard money loans before, but haven’t really looked into it, now is definitely the time.

Texas hard money is unlike traditional loans in that these lenders will not ask you to divulge all your credit scores from the past six years. Instead, Texas hard money loans are based on the property that you are dealing with. There isn’t half as much hassle or half as much paperwork. Everything is fast and easy. You can have your money so much sooner than what you would with a traditional bank loan.

If you feel like you might be confused between hard money lender Texas and private money lender Texas, don’t get flustered. While these terms are used quite often interchangeably, there is a slight difference.

Hard money lender Texas is a group of people who wish to invest in your property with using their own private collateral. They earn interest on the money while you make payments. Once you sell the property, you earn any money that is above and beyond the initial investment, meaning everyone makes money. It is a win-win situation. Meanwhile, private money lender, Texas is one person who wishes to invest in your property. You might know this person as they might be someone you’ve invested with before, but there’s a possibility they could just be a new investor interested in giving you your Texas hard money. 

Whichever route you choose, you will be delighted that you went the Texas hard money way. This is the best way to get the money you need faster than any kind of bank loan and without half of the paper work or even the hassle. Say yes to Texas hard money today. It could just be the best thing you ever did for you, your bank account, and your property. Don’t hesitate to look into Texas hard money right this minute. 

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

You Need a Texas Mortgage Broker!

If you need a hard money loan but you don’t know where to even start you have come to the right place. Many people are afraid of hard money loans- they do sound scary!- but we assure you that they aren’t. In fact, hard money loans are easier to get than any other kind of loan including the traditional soft loan you get from a bank.

Bank loans can be difficult. There is a lot of procedure involved from paper work to making sure you have all your affairs in order. It can be time consuming and even then you may not get the money you need after months of waiting and that can be incredibly stressful. That’s where your Texas mortgage broker comes in because they have some things to say to you about hard money loans.

Unlike your bank loan that may never come, your hard money loan is fast and it doesn’t discriminate against credit scores. Your credit score is not taken into consideration when it comes to your hard money loan because the lender is much more interested in getting their money back, not what your credit looks like.

Don’t be afraid to try something different. This will be a wonderful thing for you to talk to your Texas mortgage broker about because it will be incredibly helpful. You will be able to take on what you thought you never could because you will have the money you never thought you could get. A hard money loan could be the answer you’ve been wanting (and maybe needing) for quite some time. You don’t have to get hung up on your traditional bank loan when you can get yourself a hard money loan from a private lender. Look into this alternative to a soft money loan today. 

Contact a Texas mortgage broker and get your loan application started today!

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

How to Work With Your Texas Mortgage Broker to Get a Hard Money Loan

If you are having a difficult time with traditional bank loans, please know that there is another way to getting the money that you need. Don’t get disheartened quite yet. Banks are cutting back a lot on how much money they give out, but there are other options and it’s time you get your Texas mortgage broker to explain them to you. 

Don’t feel confined to the traditional soft money loan when there are hard money loans to be had. Hard money loans are easy to get and simple to qualify for, especially when compared to a bank loan. They aren’t as difficult to obtain because there isn’t as much paperwork or as many stipulations. You can get your hard money loan much faster than your traditional bank loan and it will also be all the money you need to flip your property. You don’t have to worry about your credit as your Texas mortgage broker will explain to you because a hard money private lender isn’t interested with what your credit score is. Instead they just want to make sure that you’re going to have the ability to pay back the loan.

If you can pay back the loan, then your hard money loan will be given to you in a short amount of time instead of the crazy amount of time it takes to get a traditional loan- if you even get that traditional loan at all. Don’t hesitate to make the move to an alternative way to do things.

Chat soon with your Texas mortgage broker about getting yourself a hard money loan. It will save you loads of time and trouble to side step the banks and get yourself an alternative and much easier way to get money to get the money you need to make your dreams come true. 

Texas Hard Money  Loans can be just the ticket to help you buy your dream property and make money with real estate investing. Talk to you Texas mortgage broker today to learn more about your loan options!

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Benefits of Using a Private Lender for your Texas Home Loan

If you are in the market for a hard money loan and you are worried that your credit isn't good enough then you have come to the right place. Don’t be scared by the name, a hard money loan can be the best for someone who doesn’t qualify for a non-traditional loan. If you are having a difficult time with your finances then now is the time to talk to a private lender about your Texas home loan.

When you are looking through the financial resources to get you through a difficult time, then you can look to private money lenders for the kind of Texas home loan that you are looking for to save your house from foreclosure. Life doesn't have to be hard when you can get a private money lender to get you the home loan Texas that you need. You can qualify for a hard money loan with bad credit or even a pending foreclosure. Unlike banks, these private money lenders don’t mind when your life gets a little messy as long as you can properly pay back the loan it doesn’t even matter.

Get serious and begin to look into getting a loan request so you can stop worrying and get the money that you need to face whatever you need to regarding your home. There’s a more relaxed way than a bank loan when you need an Texas home loan and private lenders want to show you now so don’t hesitate to begin researching. There is a way to avoid fees and waiting and the shame of bad credit and that’s through your private money lender giving you an Texas home loan. Look into a private lender than specializes in foreclosure rescue and private properties and you’ll be ready to go and free of foreclosure faster than any kind of bank could ever do it for you with a home loan Texas.

Level 4 Funding is the Premier Texas Hard Money Lender! Choose us as your Texas Mortgage Broker today!

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027