What is a Texas Hard Money Loan and Do I Need One?

hard money lender, Texas

Is your credit a little lack-luster? Do you wish you could go back in time before the bad economy? We all kind of do. If you have a property that you are looking to flip or looking to release from foreclosure, then now is the time to get a loan. But what if you can’t go through traditional channels? What if the banks absolutely won’t loan to you? What if you went through the hours of paper work and still didn’t qualify? Then Texas hard money is definitely something for you.

If you want an investor who doesn’t care about your credit score, then look no further. Texas hard money isn’t about your credit score. It’s about saving the property that you want and becoming the proud owner of a revamped house.  You can have the property you want with your Texas hard money loan.

But what kind of Texas hard money loan do you want? There are two different kinds; hard money lender Texas and private money lender Texas.

What’s the difference? Not much, but we can go through it together.

Hard money lender Texas is a group of people who are looking to invest in property. However, a private money lender Texas is one individual who is looking to invest in the property. You might know the private money lender Texas or it might just be a new investor you met who wants to help you out. The only thing that matters is that you trust them.

While these Texas hard money loans do have more interest than regular loans, the turnaround is so quick that you don’t notice is that much. Save the property you want with your private money lender Texas or hard money lender Texas loan. You and your property will be so happy that you did. 

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

How to Know if a Hard Money Lender Texas is Right for Flipping Your Property

Hard money lender Texas

Texas hard money loans are based purely on the value of the house, home, or property that you want to flip or fix up. It’s as simple as that. For every home renovator worried about their credit (so, all of them), know that a hard money Texas loan is definitely the way to go. Private money lenders are definitely the best way to get what you want faster than your traditional bank loans.

Need more convincing? In addition to hard money Texas lenders loaning money based entirely on the value of the home that is being used as collateral, these Texas hard money loans are also insanely easy to qualify for.

Additionally, as you will find out, a hard money lender Texas loan is also the fastest loan you can get. From property appraiser to signing papers to beginning your project, an Arizona hard money loan is the fastest kind of loan you can get, which means that your project gets to start sooner rather than later. Hello, new kitchen! Goodbye loan fears.

Keep in mind, however, that Texas hard money loans are much more expensive than your traditional loan. Meanwhile, as soon as you quickly qualify for your Texas hard money loan, you are basically halfway to starting on your dream home. You can begin paperwork and in far less time than it would take for a traditional loan, you will have a money from a hard money lender Texas.

Texas hard money loans are great when you are flipping a property to create a home property that is worthy of a great owner. That is because when you’re in the property you’ve borrowed against for less time than say, if you were living there, then the added interest rate of 10 to 18 percent from the hard money loan won’t irritate your profit margin that much, so you can still make a fantastic profit.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

How to Get the Most Bang For Your Buck: Texas Hard Money vs. Traditional Loans

hard money lender Texas

If you have noticed lately that traditional bank loans are getting more and more difficult to get when it comes to your real estate needs, then you aren’t alone. In fact, based on paperwork alone, you’re looking at a lot of time wasted. It might be worth your time to look into Texas hard money loans for the real estate investor.

This might seem confusing. Most people don’t even know that you can get a loan without a bank, but with Texas hard money loans, you absolutely can. And the amount of paperwork you don’t have to do will absolutely stun you. Banks made a huge mess out there, giving loans to people who shouldn’t have them and now they are really cracking down and making it really difficult to get a loan if your credit isn’t in tip-top shape and that’s where Texas hard money loans come in.

No longer will you have to jump when the bank says jump, instead you can have the money you need right when you need it. Consider the types of Texas hard money loans that you can get. You have Private money lender Texas or you have hard money lender Texas. Both can help you make the payment you need to get the property that you want. Whether you are looking to fix up a property or you are looking to put some money down before someone else buys the property, Texas hard money can help you get the money that you need. You won’t even have to prove your credit score. Your private money lender Texas or hard money lender Texas doesn’t mind what it is. Your credit score has nothing to do with the property you want the money for. Take the time to think about getting Texas hard money for your next investment.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

How to Take Advantage of Hard Money Lenders in Texas and Get a Loan Today!

Get big money through hard money lenders in Texas.

If you are one of the thousands of Americans who are struggling to make payments for your mortgage, don’t stress too much. It’s not your fault, tragedies occur unexpectedly and often times at the wrong time. However, there is good news for you. You can attain a loan of money to help you get back on your feet through hard money lenders in Texas. There are many lenders in Texas that are waiting to hear from you! They understand what you are going through, and they derive satisfaction with helping you overcome your financial troubles.

Allow me to give you a brief definition of what hard money or “private money” is. This type of loan is derived from private sources such as investor's personal funds, pension plans, and other non-traditional sources. The best thing about hard money lenders in Texas is that they don’t base your qualifications of getting a loan by your credit score/history, but by the value of your equity.

Take advantage of hard money lenders in Texas and apply today for a loan.

Trust me, if you are going through financial difficulties, there is light at the end of the tunnel. You must never give up and hard money lenders in Texas won’t let you give up. The process of being approved for a loan is rather simple. Just make sure to have your financial records handy. All you have to do is the following:

1-      Call a hard money lender in your local area and explain to them your intentions.

2-      Once a time is arranged, they will come to your property and will give you an evaluation. Within 30 minutes after they have evaluated your situation, they will have your answer for you.

3-      Once approved, there will be some paperwork to fill out. Make sure to have your financial records handy.

4-      After you have that taken care of, you will have your loan within a time period of 24 hours.

See how easy that is! Hard money lenders in Texas are there when you need them and want you to succeed. Don’t wait until it is too late though, many people are seeking their help and funds go quickly.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Flipping Your House? Why You Need Texas Hard Money Loans!

Texas hard money loans 

Flipping your house? Or trying to? In this economy, getting those renovations started can be brutal. If you are toying with the idea of a traditional bank loan in this economy, then more power to you. But, what about those who want to get the money for renovations but don’t have the credit in order to do that? That’s where Texas hard money loans comes in. If the economy had you down, and you want to fix up a property, then this is the right kind of loan for you.

Texas hard money loans have you covered. We want to see you do well, so credit or no credit, we are going to help you get the money you need to renovate the property you’ve had your eye on. Private money lender Texas is pivotal in making this happen. We can get you the loan you need to start renovating your property as soon as possible.

Your Texas hard money loans are based entirely on the value of the home or the property that you want to flip, not based on the credit score you may or may not have. These Texas hard money loans are also insanely easy to qualify for. The traditional bank loan that intimidates you doesn’t have any more power over you now that you know you can get an Texas hard money loan instead. No fussing with the bank, just straight up quality loans with private money lenders Texas.

Also take a moment to note that Texas hard money loans are one of the easiest and most direct ways to get that loan that you need and want to flip your property. It’s all just a matter of getting your property appraised, paper work signed, and a Texas hard money loan will be in your hands in no time.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Get the Right Help When You Need it With Texas Hard Money

Texas hard money

Everyone knows that the housing market is still only 30 percent of what it was in 2006 and this fact is heavily influenced by the 23 million potential workers being unemployed, a drop in household income, personal net worth, and an uncertain future for even those who are lucky enough to be employed.

These uncertain times can have people worried, but the good news is the housing market is not a boom- it is recovering- slowly- but it is recovering. And because it is recovering slowly, it is recovering well. This means the recovery will be more effective and offer better incentives to encourage a broader ‘credit net’ for borrowers who have good jobs, but have margin credit. The issue isn’t availability of loan programs, there are plenty of those. What it is about is about the availability of loans programs to those who can actually qualify for them. One program that many potential buyers and investors don't even know about is a Texas hard money loan. 

There is some tough credit criteria that people have to live up to, and that’s suppressing home ownership. While this could be fixed with a proper understanding of the mortgage/banking industries, it simply is not happening. For example, a Texas hard money loan is one way for borrowers with less than stellar credit to get liquid cash to purchase or remodel a home. 

Over-regulation or forcing banks to accommodate this is not going to yield the intended results and right now, forty percent of borrowers cannot get loans since the average consumer has a FICO of a 640 while the average FICO of the closed loan in October was 762.

As you can see, this is a significant number disparity between what the market is demanding and what the actual numbers seem to be.  Clearly, home ownership is in the best interest of all consumers at proportionate levels of income, versus what the market will actually offer.

While it is true that the FHA has done an effective job in providing broader opportunities, it can be said that there are still significant fiscal problems at FHA that will require a tax payer bailout to address a $16.3 billion deficit. As one can expect, this will require a federal bailout and rather than a private sector solution, the spiral will unfortunately continue with further Federal oversight and involvement in an already heavily regulated industry. One way around too much federal oversight is to utilize private lending programs like Texas hard money loans and private lenders. If this sounds like a good option for you, call me today to get the process started. 

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Do You Need a Texas Hard Money Loan for your Fix and Flip?

Are you ready for Private Money Lender Texas?

Private money lender Texas is among one of the best ways to fund your new rehabbing project in the real estate world, however some people are afraid of Texas hard money. It can be a new term for people and it can seem intimidating, but we are here to reassure you that it can be the best thing that you do for yourself and your property.

For one thing, a private money lender in Texas isn't bank-related by any means. Private money lender Texas allows you to borrow money from one person who believes in the real estate project you are doing. Meanwhile, a hard money lender Texas is a group who will loan you the money you need for your real estate investment, much in the same way. It really is that simple so there’s no need to fret. Just choose whether you want a hard money lender Texas group or the individual private money lender Texas. Both will give you the tools and guidance to your property success. It just depends on what works best for you.

There isn't any need to stress about obtaining the money you need to be successful. Private money lender Texas and hard money lender Texas really want to help you succeed. While the interest rate can be higher, you must also remember that so is the amount of Texas hard money a person can receive. So in the end, it does all even out. Moreover, the loan turnaround is so fast that the higher interest rate really isn't ever a big deal.

Don’t think twice about what kind of 

hard money loan you should get. 

Skip the traditional route and consider Texas hard money for your next real estate investment. There won’t be any aggravation, no hassle, and your property will get the very best treatment it deserves. Look into Texas hard money today.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Hard Money Lender Texas is the Best Way to Get the Money You Want!

Many people are confused about Texas hard money loans, but they shouldn’t have to be. Texas hard money is a loan where the investor receives their financing merely based on the value of the property they have instead of the traditional kind of bank loan that is dependent upon the kind of credit a person has. This can be a difficult loan to obtain for some kinds of people and that is why Texas hard money can be a truly wonderful thing.

While interest rates can be higher with Texas hard money versus other kinds of traditional bank loans, one must remember that hard money lender Texas and private money lender Texas have very quick turnarounds when it comes to the loans, so the higher interest rate is barely even noticeable. If you are scared of going into bankruptcy or a foreclosure, then the time is not to get into Texas hard money and save the property that belongs to you.

You can save the property or you can revamp the property while using Texas hard money. The time is now to get invested with a private money lender Texas or a hard money lender Texas. 

It is important to remember that if you are having difficulty finding a traditional bank loan to finance your property, there are other ways. You can bypass the paper work and the hassle of a traditional loan and make good again with your Texas hard money loan. These Texas hard money loans will keep your foreclosure at bay or help you flip the house you have been thinking about for years. Don’t let your dreams escape you! Get your hard money lender Texas today and forget about the traditional lending conditions that have you nervous. You can have everything you always wanted with your private money lender Texas right away.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027