Learn the Benefits of a Texas Hard Money Loan!

hard money lender, Texas

If you are troubled by your less than perfect credit and you need some money for your property, then it might be best to start thinking about some non-traditional loan lenders. If you have heard of Texas hard money loans before, but haven’t really looked into it, now is definitely the time.

Texas hard money is unlike traditional loans in that these lenders will not ask you to divulge all your credit scores from the past six years. Instead, Texas hard money loans are based on the property that you are dealing with. There isn’t half as much hassle or half as much paperwork. Everything is fast and easy. You can have your money so much sooner than what you would with a traditional bank loan.

If you feel like you might be confused between hard money lender Texas and private money lender Texas, don’t get flustered. While these terms are used quite often interchangeably, there is a slight difference.

Hard money lender Texas is a group of people who wish to invest in your property with using their own private collateral. They earn interest on the money while you make payments. Once you sell the property, you earn any money that is above and beyond the initial investment, meaning everyone makes money. It is a win-win situation. Meanwhile, private money lender, Texas is one person who wishes to invest in your property. You might know this person as they might be someone you’ve invested with before, but there’s a possibility they could just be a new investor interested in giving you your Texas hard money. 

Whichever route you choose, you will be delighted that you went the Texas hard money way. This is the best way to get the money you need faster than any kind of bank loan and without half of the paper work or even the hassle. Say yes to Texas hard money today. It could just be the best thing you ever did for you, your bank account, and your property. Don’t hesitate to look into Texas hard money right this minute. 

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

You Need a Texas Mortgage Broker!

If you need a hard money loan but you don’t know where to even start you have come to the right place. Many people are afraid of hard money loans- they do sound scary!- but we assure you that they aren’t. In fact, hard money loans are easier to get than any other kind of loan including the traditional soft loan you get from a bank.

Bank loans can be difficult. There is a lot of procedure involved from paper work to making sure you have all your affairs in order. It can be time consuming and even then you may not get the money you need after months of waiting and that can be incredibly stressful. That’s where your Texas mortgage broker comes in because they have some things to say to you about hard money loans.

Unlike your bank loan that may never come, your hard money loan is fast and it doesn’t discriminate against credit scores. Your credit score is not taken into consideration when it comes to your hard money loan because the lender is much more interested in getting their money back, not what your credit looks like.

Don’t be afraid to try something different. This will be a wonderful thing for you to talk to your Texas mortgage broker about because it will be incredibly helpful. You will be able to take on what you thought you never could because you will have the money you never thought you could get. A hard money loan could be the answer you’ve been wanting (and maybe needing) for quite some time. You don’t have to get hung up on your traditional bank loan when you can get yourself a hard money loan from a private lender. Look into this alternative to a soft money loan today. 

Contact a Texas mortgage broker and get your loan application started today!

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

How to Work With Your Texas Mortgage Broker to Get a Hard Money Loan

If you are having a difficult time with traditional bank loans, please know that there is another way to getting the money that you need. Don’t get disheartened quite yet. Banks are cutting back a lot on how much money they give out, but there are other options and it’s time you get your Texas mortgage broker to explain them to you. 

Don’t feel confined to the traditional soft money loan when there are hard money loans to be had. Hard money loans are easy to get and simple to qualify for, especially when compared to a bank loan. They aren’t as difficult to obtain because there isn’t as much paperwork or as many stipulations. You can get your hard money loan much faster than your traditional bank loan and it will also be all the money you need to flip your property. You don’t have to worry about your credit as your Texas mortgage broker will explain to you because a hard money private lender isn’t interested with what your credit score is. Instead they just want to make sure that you’re going to have the ability to pay back the loan.

If you can pay back the loan, then your hard money loan will be given to you in a short amount of time instead of the crazy amount of time it takes to get a traditional loan- if you even get that traditional loan at all. Don’t hesitate to make the move to an alternative way to do things.

Chat soon with your Texas mortgage broker about getting yourself a hard money loan. It will save you loads of time and trouble to side step the banks and get yourself an alternative and much easier way to get money to get the money you need to make your dreams come true. 

Texas Hard Money  Loans can be just the ticket to help you buy your dream property and make money with real estate investing. Talk to you Texas mortgage broker today to learn more about your loan options!

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Benefits of Using a Private Lender for your Texas Home Loan

If you are in the market for a hard money loan and you are worried that your credit isn't good enough then you have come to the right place. Don’t be scared by the name, a hard money loan can be the best for someone who doesn’t qualify for a non-traditional loan. If you are having a difficult time with your finances then now is the time to talk to a private lender about your Texas home loan.

When you are looking through the financial resources to get you through a difficult time, then you can look to private money lenders for the kind of Texas home loan that you are looking for to save your house from foreclosure. Life doesn't have to be hard when you can get a private money lender to get you the home loan Texas that you need. You can qualify for a hard money loan with bad credit or even a pending foreclosure. Unlike banks, these private money lenders don’t mind when your life gets a little messy as long as you can properly pay back the loan it doesn’t even matter.

Get serious and begin to look into getting a loan request so you can stop worrying and get the money that you need to face whatever you need to regarding your home. There’s a more relaxed way than a bank loan when you need an Texas home loan and private lenders want to show you now so don’t hesitate to begin researching. There is a way to avoid fees and waiting and the shame of bad credit and that’s through your private money lender giving you an Texas home loan. Look into a private lender than specializes in foreclosure rescue and private properties and you’ll be ready to go and free of foreclosure faster than any kind of bank could ever do it for you with a home loan Texas.

Level 4 Funding is the Premier Texas Hard Money Lender! Choose us as your Texas Mortgage Broker today!

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Private Lender Level 4 Funding Can Get You the Texas Home Loan You Need!

A Private Lender Can Get You a Home Loan Texas

Are you looking for a hard money loan but you don’t know where to start? Well congratulations because you have definitely come to the right place. Understand that everyone knows know, well maybe aside from the banks, that getting a house right now is really difficult. There is a lot of financing involved and if you don’t qualify for the kind of soft and traditional bank loan your parents probably received, then you might think buying a house just isn’t in the cards for you. Maybe that’s because when the economy went bad so did your credit or maybe that’s because you don’t even know where to start with your finances. Well, don’t worry because you can still get your Texas home loan and you can get it faster than a traditional bank loan any day. Just read on for an explanation.


For one, a traditional bank loan takes forever because they want it to. There’s a lot that goes into the traditional bank loan that doesn't with the hard money lender. For example, the mountains of paperwork. You can forgo all that and still get the Texas home loan that you need for your purchase. It’s easy to talk to a hard lender about your Texas home loan to get all the facts. You can get the condo or the town home that you want by talking to a home loan Texas  and making some adjustments and talking to your private money lender who sees your probably home as an asset. This is unlike a normal loan where you use your credit score and that’s why it is called a hard money loan. You have a hard asset. Talk to your private money lender and get your Texas home loan today.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

How to Choose Your Texas Mortgage Broker

Finding a Texas mortgage broker can be a daunting task. There are a lot of dishonest people out there and how can you trust anyone you find over the internet? Before you do something you’ll regret, stop flipping through those yellow pages and do your research! Your Texas mortgage broker is, essentially, going to determine a big part of your future. Don’t trust just anyone with this task. While most of the home loan application and process is solely based on you and your situation, you still need to find someone you can trust who will represent you honestly and positively.

What attributes do I look for in a Texas Mortgage Broker?

You need to find a Texas Mortgage Broker who treats you like a person and not a paycheck. Develop a relationship with them—you will be working with them for a long time until the loan process is complete. Don’t just choose the first one who comes up on the internet. Here are a few attributes to look for:

-Honesty. Obviously. But do your homework! Ask friends and neighbors for referrals, go with your gut, don’t let them fool you. Some of them will inevitably try. Make sure there are no “elephants in the room,” and if you feel uneasy about them, move onto the next one.

-Integrity. Don’t lie to them and don’t let them lie to you. Be honest if you have poor credit history or a shady financial past. It doesn't ruin you, but dishonesty will bring you down. Texas mortgage brokers are on your side…tell them everything and don’t let them jerk you around.

-License! They have to have a license. Don’t work with anyone who doesn't. Each state has their own laws regarding real estate, so check with your state and make sure your broker matches up. If you’re suspicious, ask for proof of their license and qualifications.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Bad Credit Home Loans Texas: How to Make Money with Hard Money Loans

If you have bad credit you most likely think that real estate investing is impossible. However, with bad credit home loans Texas and hard money lending there are options for individuals with bad credit to take advantage of real estate investment opportunities.

Most financial experts will tell you that real estate is a sound investment. Real estate has consistently earned money over time and is a way to help build your investment portfolio and personal wealth. However, for many individuals with bad credit, real estate investing has been beyond their reach using traditional loans. Approximately 42.5 million Americans have a bad credit score and are considered sub-prime borrowers. If you are in the market to start real estate investing but you have bad credit, there are a variety of bad credit home loans Texas mortgage brokers recommend.

One type of loan available to sub-prime borrowers is a hard money loan. A hard money loan is a specialized type of real estate backed loan. The lender is an investor or group of investors rather than a bank. The lender offers short term capital loans to purchase investment properties. The term of a hard money loan is generally no more than two years and is designed to make money on real estate for both the borrower and the lender. Hard money lenders focus on the value of property being purchased rather than the assets or credit score of the borrower. For this reason a hard money loan is an invaluable opportunity for an investor looking for bad credit home loans Texas mortgage brokers recommend to purchase a property as a short term investment. 

Hard money loans are available for all property types including commercial, residential, multi-family, and even land loans. Each lender or group of lenders determines the requirements for what types of loans they will give as well as how much money they will lend. If the lender gives loans on residential properties he/she/they are required to be licensed through the National Mortgage Licensing System (NMLS). In order to sure that the lender you are using meets all requirements, it is best to use a broker or investment team that specializes in hard money lending. 

Hard Money Lending Regulations

Although hard money loans have significantly less regulations than traditional mortgages, there are certain federal regulations that apply to hard money lenders. For most property types, hard money lenders do not require the same income verification or credit score guidelines that traditional banks do. This is part of what makes them ideal bad credit home loans Texas residents with bad credit can use, as they look at the value of the property from an investment standpoint, not based on credit or income. However, it is important to note that hard money loans are more risky for the lender and therefore come with a higher interest rates. In addition, if you are taking out a hard money loan on a residential property, you will be required to some proof of ability to repay the debt. This means some type of proof of income though it is usually less stringent than what a bank requires. 

When you take out a hard money loan, the property that you are investing in becomes the collateral. If you default on the loan, the lender will seize the property to protect its investment. If you take out a hard money loan, make sure that you will be able to pay the loan back in full at the end of the term by either selling the property or other means. When you sell the property you keep any money that is earned above the amount of the loan and any accrued interest. 

Talk with a mortgage broker or investment company about hard money lending.

A financial professional or mortgage broker can help you decide if a hard money loan is a smart financial choice. It is a great way for Americans with bad credit scores to start taking advantage of real estate investing. In addition, hard money loans can benefit prime borrowers as well. If you already own a home you may not qualify to purchase an investment property based on your debt to income ratio. A hard money loan can be a great work around to get you into the real estate market. Call a broker or your financial adviser to learn more today.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027